Life insurance is a crucial step in planning for the future for you and your family. It can fulfill promises and obligations to your family if you are no longer living.

The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur.


Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.


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Variable (Life & Annuities)*

*Securities offered through H. Beck, Inc. Member FINRA, SIPC. Tracy Lee Kroggel Francis is a registered representative of H. Beck, Inc. which is unaffiliated with Greater Lexington Insurance Agency. Ms. Francis is registered to offer securities and insurance products in the states of FL and KY. This is not an offer by Tracy Lee Kroggel Francis to sell or solicit securities or insurance in any other state or jurisdiction.