• Greater Lexington Ins.

Is COVID-19 Covered by Workers Comp?

The question of the week, at least here, seems to be is COVID-19 covered by workers comp? That question is followed closely by is loss of revenue covered, both good questions. Let’s look at workers comp right now.

Employers may be responsible for and benefits may apply for workers compensation coverage. I know, that wasn’t an answer, but this is new territory. Here are some examples where I think coverage applies:

  • Employees who contract the virus during a business trip to a location where they are directly exposed.

  • Employees who contract the virus at work by a coworker that tested positive.

  • Or perhaps employees who contract the virus after being required to work in a location with infected parties.

You can take steps to protect your employees by visiting the CDC. You can also implement some commonsense measures:

  • Have sick employees stay home

  • Be flexible with sick leave

  • Educate your employees

  • Keep tissues, hand sanitizer, and soap stocked

  • Perform routine cleaning

As always, call us if you have questions